Aflac Individual Health Insurance Quote And Healthcare For Individuals Looking For A Quote Health Insurance.
AFLAC INSURANCE
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AFLAC WANTS TO HELP EMPLOYERS!
Do you want to add benefits without increasing costs?
In the event of an disability or accident, your employees will benefit from our programs which pay cash directly to them, regardless of any other coverage they might have.
Life, accident, health, dental, and cancer insurance are available at no direct cost to the employer. Employees voluntarily pay for these programs through payroll deduction, thereby giving themselves important benefits paid for by pre-tax earnings, while saving their employer payroll taxes.
AFLAC is a supplemental insurance and insurance
company that specializes in selling policies that pay cash benefits for hospitalization, emergency treatment, and medical appliances. It is best known for its cancer insurance supplement that can provide much needed assistance for the very expensive treatments needed.
Most people recognize AFLAC by the popular duck in its commercials. It also does business by the name American Family Life Assurance Company. With over 60,000 licensed agents, it insures over 40 million people nationwide.
Aflac offers 2 types of Insurance to help you:
Types of Insurance Offered:
AFLAC specializes in Accident and Health Insurance, though it does offer some Property and Casualty and Life insurance. AFLAC’s extensive policy offerings include: Home and Auto Insurance
Vision
Accident/Disability
Cancer/Specified-Disease
Dental
Hospital Confinement Indemnity
Hospital Confinement Sickness Indemnity
Hospital Intensive Care Life
Long-Term Care
Short-Term Disability
Specified Health Event
AFLAC Accident/Disability Our Personal Accident Expense Plan is designed to help cover the expenses associated with an accidental injury. It pays you directly, unless you assign benefits, regardless of any other insurance you may have. Benefits are determined by state, but include among others:
Accident hospital confinement
Accidental death and dismemberment
Plus many others
AFLAC Dental Our Dental Plan provides basic, preventive and major dental benefits to covered individuals. Eligible treatments are listed in the policy by ADA (American Dental Association) code. The Dental Wellness Benefit is payable once per visit, regardless of the number of treatments received. For benefits to be payable, 150 days or more must separate dental wellness visits. This benefit is payable twice per policy year per covered person. A dentist or dental hygienist must perform the treatment. There is no waiting period for this benefit.
AFLAC Hospital Intensive Care This plan pays a benefit if you or any covered individual is confined to a hospital intensive care unit regardless of any other insurance you may have.
AFLAC Long-Term Care Our Long-Term Care policy provides the assistance you need if you have a chronic condition leaving you unable to care for yourself for an extended period of time. Benefits are determined by state, but may include:
Nursing home
Bed reservation
Alternate plan of care
Plus many others
AFLAC Specified Health Event This plan pays a benefit when a covered individual is first diagnosed as having a covered life-threatening health event. Coverage includes benefits for hospital confinement, continuing care and continuation of coverage. The following life-threatening events are covered:
Heart attack and coronary artery bypass surgery
Stroke
Major human organ transplant
Coma
Plus many others
AFLAC Cancer When a covered individual is diagnosed with cancer, this plan provides benefits for hospital confinement, radiation and chemotherapy and surgery, among others. In addition, AFLAC will pay a First Occurrence Benefit when a covered individual is first diagnosed as having internal cancer. Benefits are determined by state, but may include:
Hospital confinement
Radiation and chemotherapy
National Cancer Institute (NCI) evaluation/consultation
Plus many others
AFLAC Short-Term Disability Our Personal Short-Term Disability insurance may help provide you with a source of income if you become disabled due to a sickness or off-the-job injury. It provides monthly benefits for periods of 3 months, 6 months, 12 months or 24 months. When you own AFLAC's Personal Short-Term Disability insurance, your policy stays with you regardless of job change. To learn more about coverage in your state, please ask about it at work.
AFLAC Life AFLAC offers term life insurance, whole life insurance and a combination of both to provide the level of coverage you need. You can apply for up to $100,000 ($50,000 for applicants over age 50) total coverage with AFLAC. In addition, the health questions on your application for coverage do not require a medical exam or blood test. Your premiums will be automatically deducted from your paycheck. Coverage automatically includes a Waiver of Premium Benefit in case of total disability and an Accelerated Death Benefit.
AFLAC Hospital Confinement Indemnity We will pay a benefit when a covered person is charged for required hospital confinement of 14 or more hours for a covered sickness or injury. Benefits are determined by state, but may include among others:
Surgical
Wellness
Heart attack, stroke, coma and paralysis
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